Four Wheel Logic

Can A Cosigner Become The Primary On A Car Loan? | Name Swap

No, a co-signer usually can’t become the main borrower unless the lender approves a refinance, assumption, or other signed contract change. If you’re the co-signer and you’re paying every month, it feels strange that the loan still shows someone else as the “main” borrower. Lenders treat that label as part of the deal they approved.

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